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Search Clear What we offer drawer focus Insurance Term life insurance Temporary protection, at a lower cost than other options, that can be converted to permanent Whole life insurance Permanent policies with a guaranteed death benefit and guaranteed cash value that grows over time Universal life insurance Long-term coverage that’s highly customizable to your needs and budget Variable universal life insurance Long-term coverage protection with the ability to invest your policy’s cash value in the market Long-term care insurance Helps to pay for someone to help you with everyday tasks, if you ever need it Individual disability insurance Helps to replace lost income if sickness or injury prevent you from working All insurance Investments Annuities Stable, long-term options that eventually provide an income stream Mutual funds Professionally managed investments with potential market gains Exchange traded funds (ETFs) Bundled investments with low fees that you can quickly buy or sell 529 college savings plans Investments designed to help you pay for college or other education expenses All investments Retirement Immediate income annuities Start to receive income now, for as long as you need it, with potential for additional earnings Deferred income annuities Receive income for life and larger payouts by delaying them for at least a few years All retirement options Advisory services Wealth management Expertise and guidance to create your investment strategy and help you plan for future financial needs Estate planning Guidance to help identify potential needs and set you up with an estate plan that can protect your legacy Small business Insurance for employees, executives, or business owners, plus many other options to help a small business thrive All advisory services Learn about your life insurance options We can help you create a temporary, long-term, or permanent life insurance solution that meets your needs and your budget Life insurance How we help drawer focus Personalized guidance Locate an agent near you Search by zip code, areas of expertise, community focus, and/or language(s) spoken Let us connect you with someone Submit a request for an agent to contact you about your specific needs Why work with an agent? Financial education and tools Life insurance 101 Everything you need to know about finding the right type and amount of life insurance for you Prepare for life Learn how our custom solutions can help you through many different phases of your life Calculators and tools Get a better sense of your needs and goals to simplify the process of getting started Glossary Frequently used insurance terms, annuity definitions, and other financial terminology that you might encounter All articles and insights Find the right agent for you You can search for a New York Life agent in your area who has the expertise to address your needs Start your search Who we are drawer focus About New York Life Our financial strength See why New York Life consistently earns the highest financial ratings Corporate social responsibility We’re committed to doing what’s right for our customers and our communities Love Takes Action™ Giving back to people who take care of their communities and the people they love About New York Life The New York Life Foundation Our purpose Making a difference at a local and national level through charitable giving Grants Financial support for bereavement, education, workplace, and local initiatives Resources Bereavement support and information for families, schools, and communities Taking action See how our outreach has affected communities and young people across the country New York Life Foundation overview Careers Financial professional careers Increase your income potential while helping families protect their own financial futures Corporate careers Experience personal and professional growth at a purpose-driven company Our culture See what it’s like to be part of our diverse and welcoming workplace All careers Newsroom Newsroom home Learn about our people, history, priorities, or a range of current topics Awards See why we’ve been recognized by many organizations as an industry leader Press resources Press releases, media contacts, leadership bios, and news articles All news by category Committed to responsible investing We take a holistic view of any opportunity, including environmental, social, and governance issues See why Search Search Search Clear Contact Us Claims My Account Log in If you haven’t registered your account for online access yet, register now . Username Password Remember me Log in Trouble Logging In? Other Products NYLIFE Securities MainStay Mutual Funds Retirement Plan Services Quick Links Make a payment Service forms Account How-To Videos Get Started LIFE INSURANCE More than a policy. An act of love. Over 175 years of helping families put love into action. Get started now One-on-one guidance to help you protect what you have while growing more Working with us means never having to make financial decisions alone. We connect you with an agent in your community–someone who understands your needs and priorities. Together, you’ll find the right approach to protect your family and help them prosper. Financial expertise, human connection We have 12,000+ agents around the country, and you can choose the one who’ll be dedicated to addressing your unique needs Comprehensive, customized solutions We offer best-in-class products and solutions that adapt to your changing needs to help grow your financial security and your peace of mind A commitment to doing what’s right For 175+ years, through financial ups and downs, we’ve remained accountable to our policy owners while upholding our values of diversity, responsibility, and service See how we can help Find an agent New York Life publishes 2023 Report to Policy Owners The 2023 report underscores New York Life’s continued commitment to financial strength, mutuality, and sustained growth. With a long-term focus on our policy owners, we’ve made significant investments in the growth of our company, our agents, and our advisors. Learn more Our agents provide life insurance and solutions to many other needs Whether you’re just starting to think about your financial future or managing a complex situation, we tailor our flexible solutions to your needs. We explain our offerings in plain language and help you create customized solutions to meet your needs and budget. Protect your family financially See insurance Grow your savings and wealth See investments Prepare for retirement income needs See retirement Get financial or business guidance See advisory services Want to learn more about financial protection and growth? Start here If there’s more you want to know before talking to an agent, we can help. We have articles, 101 guides, and financial calculators to help you clarify your needs and goals. Learn the basics Understand costs ARTICLE Life insurance 101 Insurance articles ARTICLE Term vs. permanent life insurance Insurance articles ARTICLE 5 strategies to diversify your investment portfolio Investment articles ARTICLE Learn the differences between a will, trust, and estate Estate planning articles Explore more topics Living expenses calculator Use calculator Retirement needs calculator Use calculator College savings calculator Use calculator Long-term care costs by state and region Use calculator See more tools We’ve been in the business of doing good since 1845 From fulfilling our promises to responsible investing to community engagement, everything we do is for the good of our customers, our employees, and the communities we serve. Mutuality means a commitment to you As the largest mutual insurer in the U.S., we operate for the benefit of policy owners 1 , including paying them $2 billion in dividends in 2022 alone 2 A history of financial strength We have the highest financial strength ratings of all four major ratings agencies, based on our years of keeping promises to policy...